With
the servicing of nearly 20 different well-known and respected International
Plan Companies, OMNICAP is able to provide the widest possible choice
of plans to choose from. Through OMNICAP, which has specialized
in HealthCare plans for 30 years, customers and non-customers alike
obtain impartial expert advice when contacting the firm with questions
about plans. This is translated into a part of what OMNICAP
calls their total customer service package, which assures planholders
of a level of quality service rarely obtainable within such a complex
product industry. And, because of the fact that we live in a
competitive world and your business is wanted, these companies can
provide the lowest premium rates available for a quality healthcare
plan. Lastly, as a customer of OMNICAP, you derive the assurance
of their best efforts in assisting you to obtain your full plan entitlements
when and if in doubt plus in the shortest time possible. This
is OMNICAP's commitment to you when you are making that vital decision
on a plan and then confirming that that decision was justifiably made.
Besides
handling standard existing old HealthCare plans and newly purchased
ones for planholders who are doing or wish to do business with one
of the 20 plan companies, OMNICAP provides customers assistance in
obtaining plan company underwriting support for special offers.
These can be in the form of good health discounts, association discounts,
creating one's own group, no claims bonuses, budget plans and referral
bonuses.
Also,
tailored plans are developed to handle unique client HealthCare plan
needs that require special understanding and arrangement with willing
plan companies. Typical needs are covers for pre-existing conditions,
hazardous occupations and pastimes, group plans, local plan to-ups
or supplements, group multiple benefit levels, low-cost major medical,
short-term, independent contractors and senior citizens.
HealthCare
plan add-ons are possible depending on what plan was chosen and/or
the size of the group in people or premium amount to be paid.
These riders or endorsements can be for dental, vision, travel, accidental
death and disablement and emergency medical assistance, such as medical
evacuation and repatriation. Another important rider is coverage
for North America and other high cost areas in the world. Many
plans will allow you to choose a plan applicable to selected and different
areas of the world with a corresponding different premium cost.
This matter is an important part of the vital decision to be made
when purchasing or changing a plan.
Medical
Insurance and HealthCare plans can be quite difficult to compare and
then eventually choose one for purchasing. Through OMNICAP this
task becomes much easier and with your better personal understanding
of your final choice. As your Broker OMNICAP is there with you
throughout the process. |